Harry Margaritis Executive General Manager & Group Chief Operating Officer, Piraeus. As Group COO and Executive Committee member at Piraeus Bank, Harry Margaritis oversees IT, Data & Analytics, Digital Banking, Operations, and support functions, driving operational excellence and efficiency. He is committed to delivering superior customer experiences through innovation, automation, and streamlined processes. A recognized leader in Artificial Intelligence, Digital Banking, IT Strategy, Cloud, and Enterprise Architecture, Harry has successfully led major digital transformations and delivered hundreds of large-scale projects. Previously, as Group Chief Information and Digital Officer at Piraeus, he spearheaded the bank’s digital transformation. At Commercial Bank of Dubai, his initiatives doubled the customer base and profits, while at Eurobank he established a robust IT architecture across eight countries. Harry holds an MSc in Communication Networks and a BSc in Physics and is a published researcher in Information Security.